Partnering with Attorneys to Protect Clients in Long-Term Care

By Mike Miller

August 12, 2025

At MR Miller Insurance, we work alongside attorneys who guide clients through the complex and often urgent challenges of long-term care. We understand that your clients look to you for solutions that not only comply with the law but also preserve as much of their financial security as possible.

Our role is to complement your legal strategies with insurance-based tools—such as properly structured annuities—that can support Medicaid eligibility and safeguard assets without undermining your legal plan.

Why Legal and Insurance Planning Go Hand-in-Hand

When a client needs long-term care, the legal framework you provide—whether through estate planning, contract review, or Medicaid eligibility guidance—is only part of the equation. In many cases, integrating financial products designed for Medicaid compliance can:

• Convert countable assets into protected income streams.

• Meet state-specific requirements to avoid disqualification.

• Provide immediate financial relief for the spouse or family members not in care.

The earlier these strategies are considered, the more options remain available. By working together, we can help clients avoid common pitfalls—such as disqualifying asset transfers, missed deadlines, or contracts that harm eligibility.

How MR Miller Insurance Supports Attorneys

We assist attorneys with:

• Medicaid-Compliant Annuities – Designed to meet strict state and federal rules while protecting client resources.

• Benefit Coordination – Helping align Medicaid, Medicare, and private coverage to maximize client support.

• Case Support – Providing documentation, product compliance verification, and financial projections to assist with your case strategy.

We also maintain a network of legal resources, actuarial experts, and product specialists to ensure that every recommendation aligns with your client’s legal plan.

A Collaborative Approach

Our goal is simple: make your work easier and your client outcomes stronger. Whether you are handling a crisis Medicaid case, planning for a client’s future care needs, or looking for specialized financial products that comply with your strategy, we are ready to assist.

If you’d like to discuss a current client scenario or explore how our services could integrate with your practice, contact Mike today.